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Elissa Litvinau

Elissa leads marketing at SpruceID with 10+ years in tech GTM. She loves the online moments where clarity matters most, and the small UX decisions that make a process feel either brutal or seamless. She based in Seattle, WA.
Elissa Litvinau
What Is a Customer Identification Program (CIP), and How Do Digital Credentials Change It?
Zero Trust

What Is a Customer Identification Program (CIP), and How Do Digital Credentials Change It?

The Customer Identification Program rule requires banks to verify customer identity at account opening. The FinCEN ruling changes what counts as acceptable evidence.
The FinCEN Ruling Proves Digital Identity Is Financial Infrastructure
Digital Identity

The FinCEN Ruling Proves Digital Identity Is Financial Infrastructure

When federal banking regulators recognize verifiable digital credentials for customer identification, digital identity stops being a government IT project and becomes financial infrastructure.
Can a Bank Actually Verify a Mobile Driver's License?
Interoperability

Can a Bank Actually Verify a Mobile Driver's License?

The FinCEN ruling says banks can accept digital credentials. But accepting is not the same as verifying. Most banks lack the cryptographic infrastructure to validate what they receive.
What the FinCEN VDC Ruling Means for State mDL Programs
Digital Identity

What the FinCEN VDC Ruling Means for State mDL Programs

Federal regulators have confirmed banks can accept mobile driver's licenses for customer identification. For the 22 states with mDL programs, this ruling creates a new adoption driver beyond TSA checkpoints.
Digital Identity In America: Series Overview
Digital Identity

Digital Identity In America: Series Overview

An executive guide to SpruceID’s multi-part series on the future of digital identity in the U.S.
Digital Identity: End User Experience
Digital Identity

Digital Identity: End User Experience

Part 8 of SpruceID’s Digital Identity in America Series
From Paper to Structured Data: The Missing Link in Government Digital Services
Document Intake

From Paper to Structured Data: The Missing Link in Government Digital Services

Governments already have the information they need; it’s just locked inside documents. This post explains how modern document capture, OCR, and validation turn paperwork into structured data that systems can actually use, enabling faster decisions and fewer errors.
Digital Identity Beyond Credentials: What Governments Actually Need
Digital Identity

Digital Identity Beyond Credentials: What Governments Actually Need

Digital identity is more than issuing credentials. This piece explains how identity underpins access, fraud prevention, and service delivery — and why governments need flexible, standards-based identity infrastructure instead of single-purpose tools.
Applying Zero Trust to Government Data Flows
Zero Trust

Applying Zero Trust to Government Data Flows

Zero Trust isn’t just a network model; it’s a way of handling data safely as it moves through government systems. This post explains how Zero Trust principles apply to document intake, identity checks, and service delivery, ensuring access is verified at every step without slowing users down.
Modernizing Government Systems Without Replacing Them
Digital Transformation

Modernizing Government Systems Without Replacing Them

Most agencies can’t rip and replace legacy systems — and shouldn’t have to. This post explains how modern APIs, identity layers, and workflow tools can extend existing systems without disrupting operations or increasing risk.
Why Privacy-Preserving Design Matters in Public Services
Zero Trust

Why Privacy-Preserving Design Matters in Public Services

Public trust depends on how data is handled. This post explains privacy-by-design principles, selective disclosure, and why minimizing data exposure is just as important as securing it.
Secure by Design: Building Systems That Assume Breach
Zero Trust

Secure by Design: Building Systems That Assume Breach

Modern government systems must assume compromise and design accordingly. This article covers encryption, device trust, least-privilege access, and how to build systems that remain safe even when parts fail.